Buying your first home

One of those outstanding and overwhelming moments in life.

So you’ve decided to buy your first home. This is one of those standout moments in your life, so cherish it! However, we also understand it can be quite overwhelming, especially as buying a house is most likely one of the most expensive purchases you’ll ever make.

We have included some useful tips and guides below to help you on your journey.

Where to start

To put you in a stronger position before applying for a mortgage we’ve compiled a series of tips to get you ready!

  • Keep your finances in order;
  • Improve your credit rating;
  • The different ISAs available from Help to Buy to Lifetime;
  • What to look for in your dream home;
  • Surveys and Solicitors;
  • What fees you will need to pay.
Download the tips in our free guide

What questions do you ask a mortgage adviser?

Buying a house is a huge milestone in your life, and given all the differing sources of information (not to mention concerning stories on the news), you may feel unsure where to start, or what questions to even ask.

So what questions should you start with? We’ve got you covered with a list of questions you should ask to start you on your house buying journey.

Download our top questions here

Your home may be repossessed if you do not keep up repayments on your mortgage.

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See what our customers say

“I was a first time buyer and had absolutely no clue what I was doing. Sam Clarke was so lovely he talked me through every step and broke it down to me to make the process feel less daunting. He always answered his phone and got back to my emails quickly with the many questions I had. He was on the ball all time! I couldn’t fault him! And to top it off he was a lovely person.”
Rebecca
“Sam has been brilliant, from my search for a property to getting my mortgage offer. He has done everything to help and guide me as he knew that I didn’t have a clue. He offered all the best advice and solutions and nothing was too much trouble, even when he was out of the country. He is always on the end of the phone or email and I couldn’t have sorted my first mortgage by myself without him. I highly recommend Sam for his professional yet personal approach and his dedication to his clients.”
Louise
“Sam is a true mortgage professional. He is attentive and even phoned me from his Mediterrenean holiday to make sure things were sorted. He found me a great mortgage solution and took me through the whole process without any glitches and was always there to answer my questions. Sam is highly recommended.”
John
“We have Sam Clark as our Mortgage Broker.
Very helpful and you will get a quick reply on your queries. The best to describe his service would be, “When you feel like you are hopeless to get a mortgage and you want to give up. Sam is the man for this job because he won’t give up until you get your dream house.”
There is a broker fee for his service but really worth it because he works really hard to help you find a better deal that suits your needs and finances.
Thank you Sam for all your hardwork! God bless you more.”
Mr & Mrs EQ