Could we save you money on your home insurance?

When your Buildings & Contents insurance renewal arrives, it can be tempting to simply accept the new premium and move on.

After all, who has time to spend hours comparing insurance policies?

But giving us a little notice before your renewal date can be well worth it.

Ideally, get in touch around a month before your policy is due to renew.

This gives us time to review your existing cover, check whether anything has changed and look at the options available to you.

And we know it can make a difference.

Last year, we reviewed a residential Buildings & Contents policy for a client who was facing a renewal premium of around £2,800.

We checked the existing cover and compared it with alternatives, taking into account the property, rebuilding cost, contents, previous claims, and the level of cover required.

We arranged suitable alternative cover for about £1,400 less over the year.

That’s a significant saving – and one that could easily have been missed if the client had simply renewed their existing policy.

Of course, this doesn’t mean switching insurers will always save money.

Insurance premiums depend on individual circumstances, and the cheapest policy isn’t necessarily the most appropriate.

That’s why our review isn’t simply about finding the lowest price.

We can also check whether your circumstances have changed since your last renewal.

Perhaps you’ve bought some new valuables, carried out renovations, added a home office or garden building, or your property’s rebuild value needs updating.

Making sure your policy reflects your current circumstances is just as important as checking the premium.

So, when your Buildings & Contents renewal is approaching, don’t wait until the last minute.

Give us a call around a month beforehand, and we’ll be happy to review your existing cover and see what options are available.

You might find that your current policy is still the right choice.

Or, like our client last year, you could find that reviewing your options makes a very worthwhile difference to the cost.