About Ella Baker

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So far Ella Baker has created 165 blog entries.

Autumn Budget 2026 What could it mean for you and your home?

2026-10-29T10:59:52+00:00October 29th, 2026|Financial Tips, First time buyer, Further advance, General tips, Mortgage, November budget, self employed, The Autumn Budget, the budget, Timely support|

On 28 October, the Chancellor’s Autumn Budget sets out measures to ease the cost of living, support families, and help more people get onto the property ladder. But what do the announcements mean for your household finances, your mortgage and your plans? Here are some of the key changes worth knowing about: [...]

Income protection isn’t just for physical injuries

2026-10-29T10:54:24+00:00October 29th, 2026|Financial Tips, General tips, Holiday saving tips, Income protection, Insurance|

When we think about being unable to work, we might picture a broken leg, a serious accident or a physical illness. But mental health conditions can affect our ability to earn a living, too — and it's something worth considering when thinking about protecting your income. According to figures published by the Association [...]

Could you save money on your private medical insurance before Christmas?

2026-10-29T10:47:49+00:00October 29th, 2026|Financial Tips, General tips, Holiday saving tips, Insurance, Private medical insurance|

Christmas is just around the corner, and for many households, the cost of presents, food and festive plans can put extra pressure on the monthly budget. If your private medical insurance renewal is also creeping up, you might be wondering whether it's still worth the cost. The good news is that you may [...]

Mortgage rules could open up more options for borrowers

2026-10-29T11:15:12+00:00October 29th, 2026|Financial Tips, First time buyer, Further advance, General tips, Insurance, Lifetime (equity release), Mortgage, Product transfer, Remortgage|

Getting a mortgage isn't always straightforward. If you're self-employed, approaching retirement, have an irregular income, or have had credit problems in the past, you may have found it isn't always easy to get the mortgage you need. However, changes to mortgage rules introduced in October, along with further proposals from the UK's financial [...]

Flood insurance is changing could your home benefit?

2026-10-29T10:36:03+00:00October 29th, 2026|Buildings & contents insurance, Financial Tips, General tips, Insurance|

As we head into the colder months, flooding might not be something you want to think about. But with new measures being developed to help homeowners understand and manage flood risk, now is a good time to check that your home and insurance are ready for winter. Flood Performance Certificates The [...]

Is your Interest-only mortgage coming to an end?

2026-10-29T10:28:59+00:00October 29th, 2026|Financial Tips, General tips, Lifetime (equity release), Mortgage|

For many homeowners, the thought of their interest-only mortgage ending can be daunting. After years of monthly payments, the outstanding mortgage balance remains, and the question of how to repay it suddenly becomes very real. For some, downsizing has always been the plan. Selling up, moving somewhere smaller, and freeing up some money [...]

The Autumn Budget

2026-10-28T15:30:54+00:00October 28th, 2026|Family finances, Financial Tips, First time buyer, General tips, Mortgage, November budget, Self-employed, The Autumn Budget, the budget|

Autumn Budget 2026: what could it mean for your home and finances? The Autumn Budget includes announcements affecting first-time buyers, savings, household bills and employment. If you’re planning to buy a home, move or review your finances, here are the key points. Some measures extend support already in place, while others are planned [...]

Coughs, colds and… private medical insurance?

2026-09-25T11:48:17+00:00September 25th, 2026|Critical illness cover, Financial Tips, Fraud|

Winter is coming – is your healthcare plan ready? October is usually the month when we start accepting that summer really is over. The heating goes back on, the jumpers come out and, inevitably, someone in the household starts coughing. As we head into the colder months, it's also a good time to [...]

Could we save you money on your home insurance?

2026-09-25T11:40:21+00:00September 25th, 2026|Buildings & contents insurance, Financial Tips|

When your Buildings & Contents insurance renewal arrives, it can be tempting to simply accept the new premium and move on. After all, who has time to spend hours comparing insurance policies? But giving us a little notice before your renewal date can be well worth it. Ideally, get in touch around a [...]