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Everywhere you turn there are articles and stories on the rises in the cost of living. The rise in rates impacting the mortgage market is no different. Rates do indeed continue to climb, however not at the frightening pace it is often depicted. Rates are rising from the lowest rates we have seen in some time, but are still much lower than they have been in recent years.

So, what does this mean?
If your current mortgage agreement is coming to an end in the next few months, then absolutely speak to your adviser. They’ll often be able to lock in a new rate a few months before hand and ensure you are on a suitable deal. As rates can be very fluid and nobody is sure what the next few years will hold, we’d recommend obtaining a two-year fixed rate, giving you opportunity to source a more suitable deal again in another couple of years, depending on your situation.

In short, we’d advise you to speak to a qualified mortgage adviser who can help direct you towards the most suitable remortgage option for you and your family.

Get in touch if you think remortgaging may be a suitable option for you.

How can we help?

Speak to us about your financial needs by calling on 01564 791 120 or emailing hello@the-right-advice.com, and we’ll be happy to discuss. Or if you’d prefer click here for someone to give you a callback.

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