Could you save money by remortgaging? Possibly. Should you rush and panic to do so? Definitely Not

2022-02-08T12:50:35+00:00February 8th, 2022|Mortgage, Remortgage|

Everywhere you turn there are articles and stories on the rises in the cost of living. The rise in rates impacting the mortgage market is no different. Rates do indeed continue to climb, however not at the frightening pace it is often depicted. Rates are rising from the lowest rates we have seen [...]

Declining rates: Is now a good time to remortgage?

2021-12-15T12:48:20+00:00October 5th, 2021|Mortgage, Remortgage|

“Average mortgage rates for two- and five-year fixed deals have seen the greatest decline in a single month since May 2020. Data from Moneyfacts UK Mortgage Trends Treasury Report shows that for these average rates have now fallen for the third month in a row. The latest average rate for a two year fixed mortgage is 2.38%, [...]

Divorce: What could it mean for your finances

2021-12-15T13:08:58+00:00July 26th, 2021|Mortgage, Remortgage|

According to the BBC’s ‘The Life Project’*, leading   British legal firm Stewarts saw a 122% rise in divorce enquiries   between July & October, compared with the same period last year. And the Office for National Statistics (ONS)** claims that overall, 42% marriages end in divorce.   So what could divorce mean [...]

Homeowners, could you be saving more than £2,000 on average this year?

2021-12-15T13:22:08+00:00March 30th, 2021|Mortgage, Remortgage|

For the majority of homeowners, a mortgage is their biggest monthly outgoing, yet almost a third are not aware of how much they pay in interest each month. In recent research, it has been found that British homeowners could save more than £2,000 on average this year by remortgaging to a fixed-rate product [...]

We need to talk about debt

2021-12-15T14:44:26+00:00March 3rd, 2021|Buildings & contents insurance, Insurance, Mortgage, Product transfer, Remortgage, Secured loan (second charge)|

We are walking into a "debt crisis" according to a new report by Step Change. The research shows that 1.2 million people in the UK have faced serious financial issues, including a fall behind on essential bills, and the more common use of credit cards to make debt repayments during the pandemic. The [...]

You can still buy, sell and move home during lockdown #3?

2021-12-15T14:55:49+00:00January 22nd, 2021|Buildings & contents insurance, First time buyer, Insurance, Mortgage, Remortgage, Secured loan (second charge)|

We know that the third lockdown rules can be a little confusing when it comes to the housing market. If you've been tuning in to the barrage of news conferences from the government, whether it's Boris, Matt, or Rishi, you may be feeling a bit overwhelmed, and we're completely on your side. There seems to be a [...]

How to afford those home improvement projects

2021-12-15T15:02:26+00:00November 13th, 2020|Mortgage, Remortgage, Secured loan (second charge)|

If you're considering giving a new lease of life to your interior, remodelling your kitchen, or building an extension can make your home feel like new. However, regardless of any renovations you wish to make, it's crucial to ensure you have the funding in place. Whilst you can dip into savings, or use credit [...]

Remortgaging during the Coronavirus pandemic

2021-12-15T15:45:49+00:00May 3rd, 2020|Mortgage, Remortgage|

If you're planning to remortgage at the moment, we know you may be worried about your options due to the current circumstance. However, even though we're currently in lockdown, you can still remortgage and can even save money during this time, allowing you to spend it on those you care about.  Remortgages are still able [...]