Winter is coming – is your healthcare plan ready? October is usually the month when we start accepting that summer really is over. The heating goes back on, the jumpers come out and, inevitably, someone in the household starts coughing. As we head into the colder months, it's also a good time to [...]
When your Buildings & Contents insurance renewal arrives, it can be tempting to simply accept the new premium and move on. After all, who has time to spend hours comparing insurance policies? But giving us a little notice before your renewal date can be well worth it. Ideally, get in touch around a [...]
As a mortgage broker, I spend a lot of time helping clients make sure their mortgage is affordable, but it’s also important to think about what could happen if life doesn’t go quite to plan. A recent report from MetLife UK highlights how quickly a child’s illness or injury can affect the whole [...]
Flooding is something you should think about when taking out home insurance. And we are seeing major changes to home insurance. If you live in an area at risk of flooding or are thinking about buying a property with flood history, have you heard of Flood Re? (Source: Flood Re) It’s a government-backed [...]
If you couldn't work because of illness or injury, how long could you keep paying your mortgage and household bills? It's a question that's easy to put off. But with the rules around Statutory Sick Pay changing this year, it's a good time to think about what financial support you would have if [...]
We will always want to promote the benefits of private medical insurance as your advisor, especially in a time when NHS waiting times are concerningly long. But the fact is, we have a cost-of-living crisis, and premiums can be expensive — rising claims and treatment costs are putting further pressure on the cost [...]
Do you own a rental property? From 1 May, the new Renters’ Rights Act came into force, bringing major changes to how landlords manage tenancies and recover possession of their properties. One of the biggest changes is the removal of Section 21 ‘no-fault’ evictions, meaning landlords must rely on specific grounds when seeking [...]
Here's a statistic that doesn't quite add up at first glance: UK motor insurers paid out a record £11.9 billion in claims across 2025 and yet, for most of that year, the average premium was falling [1]. If your renewal quote didn't move the way you expected, this gap explains why. [...]
If dentist bills, new glasses, or physio have ever caught you off guard, there's a product that might be quietly saving other people hundreds of pounds a year. You may never have heard of it. It's called a health cash plan, and the differences between plans matter more than most people realise. That's [...]
Every day in 2025, protection insurers paid out £21.5 million to families across the UK. Money that arrived at exactly the moment it was needed most: after a bereavement, a cancer diagnosis, or an injury that stopped someone earning. Across the year, that added up to £7.84 billion [1]. If you've ever wondered [...]
