It may only be October, but winter is coming. And while we can't do much about the weather, we can at least make sure we're prepared for it. So, how ready are you for the great British winter? Grab a cup of tea and give yourself a point for every question you can [...]
As a mortgage broker, I spend a lot of time helping clients make sure their mortgage is affordable, but it’s also important to think about what could happen if life doesn’t go quite to plan. A recent report from MetLife UK highlights how quickly a child’s illness or injury can affect the whole [...]
Fraud is now the most commonly experienced crime in England and Wales, according to the Crown Prosecution Service, with millions of incidents reported each year. And as scammers turn to AI and increasingly convincing impersonation techniques, spotting a scam isn't always as easy as looking for a suspicious spelling mistake. The good news [...]
Flooding is something you should think about when taking out home insurance. And we are seeing major changes to home insurance. If you live in an area at risk of flooding or are thinking about buying a property with flood history, have you heard of Flood Re? (Source: Flood Re) It’s a government-backed [...]
Borrowing in later life is becoming increasingly relevant as people live and work for longer, retirement plans change, and more homeowners look to the wealth tied up in their property. Now, the Financial Conduct Authority (FCA) is taking a closer look at the later-life mortgage market. (Source: FCA) In March, the FCA launched [...]
If you couldn't work because of illness or injury, how long could you keep paying your mortgage and household bills? It's a question that's easy to put off. But with the rules around Statutory Sick Pay changing this year, it's a good time to think about what financial support you would have if [...]
Here's a statistic that doesn't quite add up at first glance: UK motor insurers paid out a record £11.9 billion in claims across 2025 and yet, for most of that year, the average premium was falling [1]. If your renewal quote didn't move the way you expected, this gap explains why. [...]
If dentist bills, new glasses, or physio have ever caught you off guard, there's a product that might be quietly saving other people hundreds of pounds a year. You may never have heard of it. It's called a health cash plan, and the differences between plans matter more than most people realise. That's [...]
Every day in 2025, protection insurers paid out £21.5 million to families across the UK. Money that arrived at exactly the moment it was needed most: after a bereavement, a cancer diagnosis, or an injury that stopped someone earning. Across the year, that added up to £7.84 billion [1]. If you've ever wondered [...]
There's a lot of noise around Later Life Lending — headlines about rates, regulation, and market data. But behind every number is a real person making a real decision about their home and their family. The Equity Release Council keeps a case study archive [1] of stories shared by real customers through their [...]
