About Danielle Wilson

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So far Danielle Wilson has created 24 blog entries.

What is accidental damage insurance?

2022-06-22T11:38:48+00:00June 22nd, 2022|Buildings & contents insurance, Insurance|

We face household accidents regularly, but that’s not to say they aren’t annoying to deal with when they happen. Many of us prefer to protect our assets and valuables just in case and while that won’t stop things getting broken, it does help during the aftermath, but what does Accidental Damage Insurance actually [...]

Bank of England Base Rate explained: What does it mean for me and my mortgage?

2022-06-22T11:38:22+00:00June 22nd, 2022|Mortgage|

On the 16th of June this year, the Monetary Policy Committee (MPC) raised the base rate an additional 0.25% to 1.25%. But what does that mean? And what is the effect on your mortgage? Over the last decade we’ve seen historically low interest rates, in fact in 2016, the base rate was at just [...]

Utilising funds released from the home to tackle the cost-of-living crisis for your or your loved ones

2022-04-25T10:43:09+00:00April 25th, 2022|Lifetime (equity release), Mortgage|

The cost-of-living crisis is not something that will have passed you by unnoticed. But for many of those in their retirement years, the phrase “eating or heating” is not a new one. Many of us are seeking new ways to budget to afford the significant price hikes in energy bills, the rise in [...]

Could a second charge mortgage help navigate significant early redemption charges?

2022-04-25T10:39:42+00:00April 25th, 2022|Mortgage, Secured loan (second charge)|

One of the biggest challenges you may face when trying to capital raise when your lender may not give you a Further Advance (when you take on additional borrowing from your current mortgage lender) and large early repayment charges may stand in the way of re-mortgaging. Whether the money required is for debt [...]