As we approach the winter months, it inevitably gets colder and we’re all looking for ways to keep warm. But putting the heating on or using our electric to keep toasty is coming with significantly higher bills and many are struggling to afford the huge increases so what other options are there? For the [...]
Have you outgrown your home? Relocating to a different area? Perhaps you’re looking to downsize? No matter the reason, 2023 could be the year of the New Home for you and your family. Why would you port your mortgage? Most likely because you are tied into your current mortgage deal. This means if you [...]
Has your money run away from you this year? With financial obligations being a focal point of 2022 for many, maybe the New Year provides new opportunity to adjust your spending habits and make financial adjustments more manageable. This handy budget planner download could help guide your financial commitments and help you to have [...]
Christmas this year will have undoubtedly been tougher on many, given the rises in costs we've experienced across the last 12 months. Budgets this year are significantly tighter for many households, and many will have turned to borrowing via credit cards, store credit and loans to afford a Christmas like those enjoyed previously. But [...]
The NHS may be sufficient for your needs. Even with private health insurance, you'll still use the NHS for services such as your GP or A&E. Equally, if you get a serious illness, you won't necessarily receive treatment more quickly by being covered by a health insurance policy than you would under the [...]
It’s no secret that the results of the pandemic and the more recent cost of living crisis have left many of us seeking alternative ways to afford the essentials, and for a lot of us that has meant extending overdraft facilities, obtaining credit cards and securing store credit options. But these multiple debts [...]
Inheritance tax can cost loved one’s hundreds of thousands when you die, yet it's possible to legally avoid huge swathes of it – or possibly pay none at all. The rules around inheritance tax can be hard to understand at first, but it's important to get your head around it. Here are a [...]
When it comes to navigating available Life Insurance policies it can be quite the minefield! We’ve assembled a handy list of 6 things to be aware of before you start and when you’re ready, we’ll be here to help you find the most suitable policy for your needs. Fix the monthly fee If [...]
While many of us may have become incensed by or frustrated with our spouses during the last two years’ increased time at home, many have also felt the need to file for divorce. In fact, the latest ONS data has revealed that in the over 65s, there has been a 46%* Year on [...]
In June, the Bank of England announced their plans to abolish the stress tests associated with mortgage rates in a bid to improve affordability. At the moment, mortgage stress tests are set at 3%. This means that borrowers must still be able to afford their mortgage repayments should their rate increase to 3% [...]
