It’s no secret that the results of the pandemic and the more recent cost of living crisis have left many of us seeking alternative ways to afford the essentials, and for a lot of us that has meant extending overdraft facilities, obtaining credit cards and securing store credit options. But these multiple debts [...]
One of the biggest challenges you may face when trying to capital raise when your lender may not give you a Further Advance (when you take on additional borrowing from your current mortgage lender) and large early repayment charges may stand in the way of re-mortgaging. Whether the money required is for debt [...]
Finance overhaul: Looking at where you could save money is a vital part of paying off your debts faster and not just swapping Waitrose for Lidl or swapping a Sky subscription for dusting off your old VHS player, but looking deeper can make a significant contribution towards debt repayment. Have you considered re-broking [...]
We are walking into a "debt crisis" according to a new report by Step Change. The research shows that 1.2 million people in the UK have faced serious financial issues, including a fall behind on essential bills, and the more common use of credit cards to make debt repayments during the pandemic. The [...]
We know that the third lockdown rules can be a little confusing when it comes to the housing market. If you've been tuning in to the barrage of news conferences from the government, whether it's Boris, Matt, or Rishi, you may be feeling a bit overwhelmed, and we're completely on your side. There seems to be a [...]
If you're considering giving a new lease of life to your interior, remodelling your kitchen, or building an extension can make your home feel like new. However, regardless of any renovations you wish to make, it's crucial to ensure you have the funding in place. Whilst you can dip into savings, or use credit [...]
During this time, we know that economic survival will be the primary concern for many, and with bills still coming in, it's easy to get caught up on your current financial situation. It may be that you have some savings, and a little bit of debt, or even that you've found that you're [...]
January is not all doom and gloom. In fact, it's a perfect time to consider what new resolutions you want to apply this year. Now while we're not experts in advising on resolutions like 'travelling' or 'new skills or hobbies', we can offer some ideas in the form of *drum roll* in your financial [...]
