Need Extra Funds? Here’s How to Access Capital

2025-06-17T14:18:25+00:00June 17th, 2025|Financial Tips, General tips, Lifetime (equity release), Remortgage, Secured loan (second charge)|

Are you looking to take a dream holiday this summer? Or do you have plans to get the garden ready to enjoy the sun? Whether you want to renovate your home, support your family, or manage debts, there are several ways to release money from your property. This fact sheet breaks down three [...]

Why working with a specialist can help you save on your mortgage

2025-03-26T09:16:51+00:00March 24th, 2025|Financial Tips, General tips, Mortgage, Remortgage, Secured loan (second charge)|

Is It Time to See a Mortgage Specialist? Explore Your Best Mortgage Options Today! In today’s post-pandemic world, borrower needs are evolving, and it's crucial to have a customized mortgage plan that works for you. If you're wondering whether you need a Mortgage specialist, we're here to help guide you through the process [...]

Can a secured loan help fix your Christmas debt?

2024-12-16T13:21:12+00:00December 16th, 2024|Family finances, Further advance, General tips, Holiday saving tips, Mortgage, Product transfer, Remortgage, Secured loan (second charge)|

Have you heard of a secured loan before? It is a loan that uses an asset as collateral. Which means, the lender can take the asset you nominate if you can’t repay the loan. If you face a lot of credit card debt after the holidays, a secured loan can be a good way [...]

Could a second charge mortgage help navigate significant early redemption charges?

2022-04-25T10:39:42+00:00April 25th, 2022|Mortgage, Secured loan (second charge)|

One of the biggest challenges you may face when trying to capital raise when your lender may not give you a Further Advance (when you take on additional borrowing from your current mortgage lender) and large early repayment charges may stand in the way of re-mortgaging. Whether the money required is for debt [...]

Top tips to pay off debts fast

2021-12-15T13:06:44+00:00July 27th, 2021|General tips, Secured loan (second charge)|

Finance overhaul: Looking at where you could save money is a vital part of paying off your debts faster and not just swapping Waitrose for Lidl or swapping a Sky subscription for dusting off your old VHS player, but looking deeper can make a significant contribution towards debt repayment. Have you considered re-broking [...]

We need to talk about debt

2021-12-15T14:44:26+00:00March 3rd, 2021|Buildings & contents insurance, Insurance, Mortgage, Product transfer, Remortgage, Secured loan (second charge)|

We are walking into a "debt crisis" according to a new report by Step Change. The research shows that 1.2 million people in the UK have faced serious financial issues, including a fall behind on essential bills, and the more common use of credit cards to make debt repayments during the pandemic. The [...]

You can still buy, sell and move home during lockdown #3?

2021-12-15T14:55:49+00:00January 22nd, 2021|Buildings & contents insurance, First time buyer, Insurance, Mortgage, Remortgage, Secured loan (second charge)|

We know that the third lockdown rules can be a little confusing when it comes to the housing market. If you've been tuning in to the barrage of news conferences from the government, whether it's Boris, Matt, or Rishi, you may be feeling a bit overwhelmed, and we're completely on your side. There seems to be a [...]

How to afford those home improvement projects

2021-12-15T15:02:26+00:00November 13th, 2020|Mortgage, Remortgage, Secured loan (second charge)|

If you're considering giving a new lease of life to your interior, remodelling your kitchen, or building an extension can make your home feel like new. However, regardless of any renovations you wish to make, it's crucial to ensure you have the funding in place. Whilst you can dip into savings, or use credit [...]