What is mortgage life insurance? When we think about life insurance, we typically think of the large cash pay outs should the worst happen, but a mortgage life insurance product is created specifically to cover the outstanding mortgage should those events unfold. The aim of a mortgage insurance product is to provide reassurance that [...]
It’s hard to escape news stories of NHS wait times, A&E crisis points, nurses striking, low numbers of NHS doctors and nurses and even winter flu reducing NHS staff availability, so the increase in those looking towards securing private health care shouldn’t come as a surprise to many. The pandemic has no doubt caused [...]
It’s hard to escape news stories of NHS wait times, A&E crisis points, nurses striking, low numbers of NHS doctors and nurses and even winter flu reducing NHS staff availability, so the increase in those looking towards securing private health care shouldn’t come as a surprise to many. The pandemic has no doubt caused [...]
While having bad credit can certainly make it more difficult to get a mortgage, it’s not impossible. When you have a poor credit history, you are more limited on which mortgage deals you can access, in turn this can lead to more costly options. What is bad credit? If you have ‘bad credit’, or [...]
Writing life insurance in trust is one of the best ways to protect your family’s future in the event of your death. Your life insurance policy is a significant asset, and by putting life insurance in trust you can manage the way your beneficiaries receive their inheritance. Here, we take you through the benefits [...]
People over the age of 50 often find it difficult to get a mortgage because many lenders will not take future income, such as pensions, into account. But some lenders do, in particular those who offer retirement interest-only mortgages (RIOs). Later life borrowers who find they cannot get a mainstream mortgage, often turn first [...]
Will employee absence hurt your profits? If you’re a small business, having just one of your employees off work can seriously impact your company and your profits. Especially if that employee is a key member of the team or they’re off for a prolonged period of time and have to wait for the medical [...]
The Bank of England Base Rate has been in the news several times in as many months, and with it has been a lot of noise around mortgages and what the Base Rate increases means for mortgage rates. Not much of this has felt like good news, but as we have said previously: ‘we’re [...]
Raising a family is expensive, but our tips will help you make savings, cut costs, find freebies and shop smart, whether you have a baby, toddler or older child. Download your copy Contact Us
As we mentioned recently, the news around mortgage rates and deal availability has no doubt been heard by you and your loved ones, but are you worrying? Our role is to help you avoid worry and stress surrounding these headlines. It is important to remember that a lot of these headlines are often misleading [...]
