As a mortgage broker, I spend a lot of time helping clients make sure their mortgage is affordable, but it’s also important to think about what could happen if life doesn’t go quite to plan. A recent report from MetLife UK highlights how quickly a child’s illness or injury can affect the whole [...]
Every day in 2025, protection insurers paid out £21.5 million to families across the UK. Money that arrived at exactly the moment it was needed most: after a bereavement, a cancer diagnosis, or an injury that stopped someone earning. Across the year, that added up to £7.84 billion [1]. If you've ever wondered [...]
Did you know most families are one crisis away from financial hardship? Unfortunately, there are some devastating numbers out there. A parent of children under 18 dies every 20 minutes in the UK, equating to around 127 children newly bereaved of a parent every day. We couldn’t believe these statistics, and we just [...]
Why It’s Time to Review Your Protection Policies We’ve rounded up our insights on the top reasons to update your critical illness cover, income protection, and life insurance policies. Don’t forget, we are here every step of the way. Let's dive in! Critical Illness Cover This pays a tax-free lump sum [...]
Let me be straight with you. Nobody wants to think about getting seriously ill. I don't. You don't. It's the kind of conversation we'd all rather skip over—until life forces the issue. But here's the thing: I’ve known clients who've had a cancer diagnosis, a stroke, a heart attack. Real people with mortgages, [...]
The UK insurance market continues to evolve, shaped by technology, climate pressures and regulatory changes. While the fundamentals of protection haven’t changed, how insurers price and deliver cover for your home, car, business, and family are evolving quickly. Let’s dive in! More Personalised Pricing: Insurers continue to refine usage-based, data-driven pricing, [...]
We read something shocking recently. Recent figures show that around 40% of UK adults have less than £1,000 in savings. For many households, that would cover only a few weeks of bills. Nowhere near enough to keep up with mortgage repayments if their income stopped unexpectedly. How do your savings look?Do you think [...]
January is a natural time to get organised. Budgets are under review, paperwork is being sorted, and many people are looking for ways to rebalance monthly spending. One area that often benefits from a quick check at this time of year is general insurance. Particularly, home, contents and car cover. Why [...]
January is often a time for reflection and forward planning. For homeowners in later life, it can also be an opportunity to review how their property fits into their overall financial picture. Equity release is one option that can form part of this broader conversation, particularly when looking to rebalance income, reduce financial [...]
January is often when people take a step back and look at their finances with fresh eyes. Once the festive period has passed, it becomes easier to focus on what really matters. Keeping income flowing, protecting family finances and ensuring plans stay on track if the unexpected happens. This is where protection insurance [...]
