What the new prime minister means for your mortgage and cover

2026-07-21T14:54:18+00:00July 21st, 2026|Financial Tips, General tips, Insurance, Mortgage|

By now you'll have seen the news: Andy Burnham took office as Prime Minister on 20 July, becoming the UK's seventh PM in a decade. A change like this always brings a wave of questions from clients, so this month's newsletter is dedicated to cutting through the headlines and focusing on what actually [...]

Could your Home Insurance be costing you more than you think?

2026-06-25T08:49:12+00:00June 23rd, 2026|Buildings & contents insurance, Financial Tips, General tips, Insurance|

How do you treat your insurance’s renewal email? It could be costing you more than you think — in some cases, twice over. Here's what's really going on, and why five minutes of checking now could save you a lot more than money down the line. The FCA's 2020 market study found that [...]

What price would you put on faster access to treatment?

2026-06-23T14:14:27+00:00June 23rd, 2026|Financial Tips, General tips, Insurance, Private medical insurance, Timely support|

 The NHS Is Fighting Back, But the Wait Is Still Real The NHS has just had its best year on record for elective care, with waiting lists at a 3.5-year low and the number of year-long waiters almost halved. But the median wait to start treatment still sits at 11.9 weeks. Well above [...]

The question every parent should ask about their finances

2026-06-23T13:49:39+00:00June 23rd, 2026|Critical illness cover, Family finances, Financial Tips, General tips, Income protection, Insurance, Life insurance|

Did you know most families are one crisis away from financial hardship? Unfortunately, there are some devastating numbers out there. A parent of children under 18 dies every 20 minutes in the UK, equating to around 127 children newly bereaved of a parent every day. We couldn’t believe these statistics, and we just [...]

Will you still have a mortgage in retirement?

2026-05-21T10:42:35+00:00May 21st, 2026|Financial Tips, General tips, Insurance, Lifetime (equity release)|

The Changing Shape of Mortgages in the UK For most of the last century, the mortgage journey followed a fairly predictable path. You bought your first home in your mid-to-late twenties, paid it off over 25 years, and entered retirement debt-free with the house as your reward for decades of hard work. That [...]

Could private healthcare reduce sick days in your business?

2026-05-21T10:29:20+00:00May 21st, 2026|Financial Tips, General tips, Insurance, Private medical insurance, Timely support|

Private Medical Insurance in the Workplace: Why More Employers Are Taking It Seriously With NHS waits still running into months, more workers are asking their employers a simple question: can you help? Cast your mind back to the last time someone on your team was off sick for an extended period. The knock-on [...]

Don’t let probate eat into your family’s Inheritance?

2026-05-21T10:20:04+00:00May 21st, 2026|Family finances, Financial Tips, General tips, Insurance, Lasting Powers of Attorney & Estate Planning, Life insurance, Timely support|

How putting your life insurance in trust could save your loved ones time, stress, and a hefty tax bill Nobody likes thinking about what happens when they're gone. But if you have a life insurance policy and you haven't thought about how that money will actually reach your family, this is worth five [...]

Before you go away, check this on your Insurance policy

2026-05-21T10:20:39+00:00May 21st, 2026|Buildings & contents insurance, Family finances, Financial Tips, General tips, Insurance|

The holiday season is almost here. While you're busy booking flights and planning days out, there's one thing that often gets forgotten before you head off: whether your home insurance will protect you while you're away. Spoiler alert: it might not be as watertight as you think. Here’s a quick roundup of things [...]

What the latest interest rate decision really means for you

2026-05-21T10:01:04+00:00May 21st, 2026|Family finances, Financial Tips, General tips, Insurance, Private medical insurance, Product transfer, Remortgage|

UK Mortgage & Interest Rate Update (May 2026) With so much happening in the world right now, it can be hard to know what it all means for your mortgage. We've pulled together the latest on UK interest rates, what's driving them, and, most importantly, what it could mean for you. As always, [...]

Where your money goes furthest in the UK property market

2026-04-27T14:51:31+00:00April 27th, 2026|Family finances, Financial Tips, General tips, Insurance, Private medical insurance, Product transfer, Remortgage|

Are You Looking in the Wrong Postcode? If you've ever dreamed of owning a home but felt priced out of the market, new data from Nationwide suggests the answer may simply be: you're looking in the wrong postcode. A Country of Contrasts Nationwide's 2026 Local Area Affordability Report reveals a Britain [...]