Winter is coming – is your healthcare plan ready? October is usually the month when we start accepting that summer really is over. The heating goes back on, the jumpers come out and, inevitably, someone in the household starts coughing. As we head into the colder months, it's also a good time to [...]
As a mortgage broker, I spend a lot of time helping clients make sure their mortgage is affordable, but it’s also important to think about what could happen if life doesn’t go quite to plan. A recent report from MetLife UK highlights how quickly a child’s illness or injury can affect the whole [...]
Every day in 2025, protection insurers paid out £21.5 million to families across the UK. Money that arrived at exactly the moment it was needed most: after a bereavement, a cancer diagnosis, or an injury that stopped someone earning. Across the year, that added up to £7.84 billion [1]. If you've ever wondered [...]
Did you know most families are one crisis away from financial hardship? Unfortunately, there are some devastating numbers out there. A parent of children under 18 dies every 20 minutes in the UK, equating to around 127 children newly bereaved of a parent every day. We couldn’t believe these statistics, and we just [...]
Why It’s Time to Review Your Protection Policies We’ve rounded up our insights on the top reasons to update your critical illness cover, income protection, and life insurance policies. Don’t forget, we are here every step of the way. Let's dive in! Critical Illness Cover This pays a tax-free lump sum [...]
Let me be straight with you. Nobody wants to think about getting seriously ill. I don't. You don't. It's the kind of conversation we'd all rather skip over—until life forces the issue. But here's the thing: I’ve known clients who've had a cancer diagnosis, a stroke, a heart attack. Real people with mortgages, [...]
The UK insurance market continues to evolve, shaped by technology, climate pressures and regulatory changes. While the fundamentals of protection haven’t changed, how insurers price and deliver cover for your home, car, business, and family are evolving quickly. Let’s dive in! More Personalised Pricing: Insurers continue to refine usage-based, data-driven pricing, [...]
Did you know that financial protection matters just as much as early detection of critical illness? It’s a shocking fact, but we see it all the time. We all know getting regular health checkups is important. A diagnosis like cancer or heart disease can turn your world upside down, but it doesn’t have [...]
January is a natural time to get organised. Budgets are under review, paperwork is being sorted, and many people are looking for ways to rebalance monthly spending. One area that often benefits from a quick check at this time of year is general insurance. Particularly, home, contents and car cover. Why [...]
January is often when people take a step back and look at their finances with fresh eyes. Once the festive period has passed, it becomes easier to focus on what really matters. Keeping income flowing, protecting family finances and ensuring plans stay on track if the unexpected happens. This is where protection insurance [...]
