Big news from the mortgage world: Nationwide are releasing interest-only mortgages to first-time buyers. A major shift that’s got plenty of people talking. If you’ve been watching the housing market and wondering how to make the numbers work, this change might just open new doors. But as always, it’s important to understand what’s [...]
Delivered by Chancellor Rachel Reeves on 26th November, the 2025 Autumn Budget brings a mix of new changes. We’ve gone through the details, and here are some changes that you’ll want to keep a close eye on. Taxes & Pensions Income tax thresholds: These will be frozen for an additional three [...]
If you’re a homeowner in the UK, you might have heard the term “mortgage prisoner” being thrown around, but what does it mean, and how could it affect you? A mortgage prisoner is someone who is up to date with their mortgage payments, but is unable to switch to a more affordable deal. [...]
When it comes to buying a property or remortgaging in the UK, most people don’t think about mortgages until they’ve already found a home, or their current deal is nearly up. But by then, the clock is ticking, and options can be limited. Speaking to a mortgage broker around six months before you’re [...]
If you're a homeowner or looking to get onto the property ladder or you are looking to remortgage, you’ve likely been keeping an eye on the headlines. And with good reason! Over the past year, the UK mortgage market has faced changing interest rates, shifting affordability criteria, and increased scrutiny from lenders. But [...]
Are you looking for a new mortgage? How organised are you? Let’s go through some of the key criteria and get your chances looking nice and healthy! From first-time buyers to those remortgaging, and everything in between. Every lender has its own method to decide whether it wants to lend to [...]
Work habits in the UK are changing, and so is the mortgage industry! Did you know you can get a mortgage even if you're self-employed, retired, unemployed, or haven’t been in a job long? The process may be a bit more complex, but we’re here to help you navigate it and get you one [...]
Have you heard of a secured loan before? It is a loan that uses an asset as collateral. Which means, the lender can take the asset you nominate if you can’t repay the loan. If you face a lot of credit card debt after the holidays, a secured loan can be a good way [...]
Let’s create a bespoke health insurance policy – just for you! Did you know that using an advisor like us that you trust (rather than a comparison site) means we can offer real advice? Without all the confusing language and policies that don’t make sense. Plus, unlike a comparison website, we won’t hound you [...]
Here are common mortgage myths debunked to help you navigate the home-buying process confidently. Chat with us to go into these in detail and for advice specific to your circumstances. Myth: You Need a Huge Deposit (at least 20%) Reality: While a larger deposit can get you better rates, many mortgages are available with [...]
