We often get asked, when might an insurer not pay a claim? I understand how frustrating it can be when a claim is denied. While insurance is designed to provide financial protection, there are specific circumstances under which a claim may not be paid out. We’ve put together a fact sheet to help [...]
We’ve scoured the internet and swapped tips around the office to find simple (and sometimes a bit cheeky) ways to top up your income. Whether you’re after a quick win or a regular side hustle, here are some ideas to get started: Make your money work harder Cashback credit cards and [...]
As your lifestyle evolves, so do the risks you face. Your insurance cover should adapt to reflect that. While some policies are easy to set and forget, the reality is that regular reviews are crucial to ensure you’re properly protected at every stage of life. We can manage all this for you, so [...]
Are you looking for a new mortgage? How organised are you? Let’s go through some of the key criteria and get your chances looking nice and healthy! From first-time buyers to those remortgaging, and everything in between. Every lender has its own method to decide whether it wants to lend to [...]
It’s been a busy year in the finance world! Have you been reading along? We’d thought we’d break down a few changes. Here’s an overview of the current trends in mortgages, protection, insurance, and later-life lending so far: Mortgages Firstly, we are seeing lots of changes in rates and deals. Mostly [...]
Your Money, Your Safety Net Life can be unpredictable. Whether it's a sudden job loss, an illness, or a big, unexpected expense, being financially resilient means you're ready to weather the storm. The best part? A lot of these you can ‘set and forget’, meaning with a budget in place, you can enjoy [...]
With the sun still shining and warm-weather vibes in full swing, it’s easy to let spending slide. But with the right money-saving strategy, you can still enjoy your summer without breaking the bank—and set yourself up for a strong financial year ahead. Here’s how to plan your summer budget, cut down on unnecessary [...]
Garden BBQs, beach getaways, and spontaneous weekends in the Cotswolds—summer’s all about making memories. But while you're soaking up the sunshine, it's also worth checking in on your financial safety nets. Because true peace of mind means knowing you're protected for whatever life throws your way. Whether you’re self-employed, supporting a family, or [...]
General insurance—whether it’s for your car, home, health, or travel—acts as a crucial financial safety net. But buying the wrong policy or overlooking key details can leave you exposed when you need protection the most. To help you make a smarter, more informed decision, we’ve outlined the top five mistakes people often make [...]
Thinking about renovating your garden just in time for summer or finally taking that dream holiday you’ve always talked about? If you’re a homeowner aged 55 or over, Equity Release could be a smart way to fund your plans without needing to sell your home or touch your savings. Here’s your practical, step-by-step [...]
