January is a natural time to get organised. Budgets are under review, paperwork is being sorted, and many people are looking for ways to rebalance monthly spending. One area that often benefits from a quick check at this time of year is general insurance. Particularly, home, contents and car cover. Why [...]
Life is unpredictable, and the thought of what would happen to your loved ones if you were no longer around can be a source of real anxiety. Recent research highlights just how widespread these worries are across the UK. The study found that a significant number of adults often think about the financial [...]
Life can be unpredictable, and depending on your line of work, if illness or injury stops you from working, your income can change overnight. That’s where income protection insurance comes in. Offering a financial safety net when you need it most. We are specialised in helping people with income protection. We’re here to [...]
When it comes to buying insurance, whether for your car, home, health, or income, it’s tempting to focus on price. After all, who doesn’t want to save money? But while a cheaper premium may look appealing upfront, it could cost you far more in the long run. if the policy doesn’t do what [...]
Did you know that an advisor (that’s us!) is here to help you? We are knowledgeable in so many aspects, from mortgages and insurance to protection products. Just ask us and let’s see how we can help. Problem solving: That's what we're all about. Let us help you get the most from your [...]
With winter approaching, are you asking whether your home needs a toasty update? If you are over 55, using equity in your home could be an option. Using our tips, you could keep your house warmer. And save on energy bills! It’s a win-win. We go through some simple changes you can make to [...]
First-time homebuyers may find it difficult to secure a mortgage due to the high cost of a deposit. However, there are several government-backed schemes available to help first-time buyers purchase a property. The Help to Buy Scheme, which was launched in 2013 and allowed first-time buyers to purchase a property with just a 5% [...]
What is mortgage life insurance? When we think about life insurance, we typically think of the large cash pay outs should the worst happen, but a mortgage life insurance product is created specifically to cover the outstanding mortgage should those events unfold. The aim of a mortgage insurance product is to provide reassurance that [...]
When talking to your mortgage broker to secure your mortgage, you may well have discussed the option of “Income Protection”, but what is it, and why would you want it? Formerly known as permanent health insurance, income protection is an insurance policy that pays out if you're unable to work because of injury [...]
"Insurance" wears many faces, from pet insurance to mortgage protection, but how necessary is it to insure our valuables and essentials? Some may view insurances as luxury expenses, to add only if you have enough disposable income to play with, but what if the worst should happen? According to the Association of British Insurers* [...]
