Is it time to Remortgage? Do you have a mortgage? Did you know that Barclays* recently announced an analysis of the mortgage market, predicting significant changes between now and December 2024. During this period, over £98.4 billion worth of residential mortgages and £16.4 billion worth of buy-to-let deals will be ending. [...]
Your first step of protection? Avoid scams by always using a trusted mortgage broker Even with increased online security and tight rules and regulations, so many scams are going around. We live in a world where buying or selling a property is possible without meeting face-to-face with your conveyancer, mortgage broker, estate agent, surveyor, [...]
Are you coming to the end of a fixed rate mortgage or have your circumstances changed? For example, a new baby or job? We do a deep dive into one of the more complex concepts of mortgages and why your circumstances might affect them. Have you heard of ‘stress tests’ before? Introduced in 2014, [...]
You could save money by switching your mortgage Homebuyers and those nearing the end of their current mortgage deal received some positive news recently, as numerous lenders have reduced the costs of their new fixed-rate deals. If your current deal has another 12 months to go, your options are somewhat limited, but there are [...]
When it comes to managing your mortgage, there often comes a point where you need to make a decision that could significantly impact your financial future. Two common options that homeowners consider are mortgage product transfers and remortgages. While both choices offer unique advantages, the importance of seeking advice from a professional mortgage adviser [...]
You may have seen that a number of lenders have signed up to the Governments recently created Mortgage Charter (Mortgage Charter - GOV.UK (www.gov.uk), which provides further support and flexibility to residential mortgage customers. These are: Anyone worried about their mortgage repayments can call their lender for information and support, without any impact on [...]
For those on a tight budget, the idea of enjoying Summer activities may seem daunting. But fear not! With a little creativity and thought, you can still have an amazing Summer without breaking the bank. Let's explore some wallet friendly ways to make the most of the season while keeping your budget intact. Discover [...]
Whether you're dreaming of a modern kitchen, a luxurious bathroom, or expanding your living space, funding your home renovation project can be a challenge. However, there are two options worth considering: applying for a further advance or applying for a remortgage. Further advance If you're happy with your current mortgage, applying for a further [...]
Everywhere you turn there are articles and stories on the rises in the cost of living. The rise in rates impacting the mortgage market is no different. Rates do indeed continue to climb, however not at the frightening pace it is often depicted. Rates are rising from the lowest rates we have seen [...]
Everywhere you turn there are articles and stories on the rises in the cost of living. The rise in rates impacting the mortgage market is no different. Rates do indeed continue to climb, however not at the frightening pace it is often depicted. Rates are rising from the lowest rates we have seen [...]
