The UK equity release market grew by 11% in 2025, with total lending reaching £2.57 billion according to the Equity Release Council—up from £2.3 billion the year before. The average amount released by customers in the final quarter of 2025 rose by 5.7% year-on-year to £123,174. This is not a niche product for [...]
Did you know most families are one crisis away from financial hardship? Unfortunately, there are some devastating numbers out there. A parent of children under 18 dies every 20 minutes in the UK, equating to around 127 children newly bereaved of a parent every day. We couldn’t believe these statistics, and we just [...]
The new June announcement from the UK Government could be one of the most significant changes to the homebuying process in England in years. If implemented as proposed, the reforms aim to tackle the biggest frustrations buyers and sellers face: long delays, failed transactions, hidden information and duplicated paperwork. What is changing? [...]
It's been a tough few years for household finances, but the data coming out this summer tells a more encouraging story than the headlines might suggest.Here's what the latest figures show, and why they matter for your money. A Welcome Shift for Household BudgetsReal wages are growing again, just barely.ONS figures for the [...]
Yes, this is real. Bear with me. Right. I wasn't going to write about this. But then a client forwarded me something and I thought, no, this needs addressing. A New Financial Education Campaign (With a Twist) The government has launched a financial education campaign. Which, in principle, is a great [...]
The Changing Shape of Mortgages in the UK For most of the last century, the mortgage journey followed a fairly predictable path. You bought your first home in your mid-to-late twenties, paid it off over 25 years, and entered retirement debt-free with the house as your reward for decades of hard work. That [...]
Private Medical Insurance in the Workplace: Why More Employers Are Taking It Seriously With NHS waits still running into months, more workers are asking their employers a simple question: can you help? Cast your mind back to the last time someone on your team was off sick for an extended period. The knock-on [...]
How putting your life insurance in trust could save your loved ones time, stress, and a hefty tax bill Nobody likes thinking about what happens when they're gone. But if you have a life insurance policy and you haven't thought about how that money will actually reach your family, this is worth five [...]
The holiday season is almost here. While you're busy booking flights and planning days out, there's one thing that often gets forgotten before you head off: whether your home insurance will protect you while you're away. Spoiler alert: it might not be as watertight as you think. Here’s a quick roundup of things [...]
UK Mortgage & Interest Rate Update (May 2026) With so much happening in the world right now, it can be hard to know what it all means for your mortgage. We've pulled together the latest on UK interest rates, what's driving them, and, most importantly, what it could mean for you. As always, [...]
