We will always want to promote the benefits of private medical insurance as your advisor, especially in a time when NHS waiting times are concerningly long. But the fact is, we have a cost-of-living crisis, and premiums can be expensive — rising claims and treatment costs are putting further pressure on the cost [...]
Do you own a rental property? From 1 May, the new Renters’ Rights Act came into force, bringing major changes to how landlords manage tenancies and recover possession of their properties. One of the biggest changes is the removal of Section 21 ‘no-fault’ evictions, meaning landlords must rely on specific grounds when seeking [...]
Here's a statistic that doesn't quite add up at first glance: UK motor insurers paid out a record £11.9 billion in claims across 2025 and yet, for most of that year, the average premium was falling [1]. If your renewal quote didn't move the way you expected, this gap explains why. [...]
If dentist bills, new glasses, or physio have ever caught you off guard, there's a product that might be quietly saving other people hundreds of pounds a year. You may never have heard of it. It's called a health cash plan, and the differences between plans matter more than most people realise. That's [...]
Every day in 2025, protection insurers paid out £21.5 million to families across the UK. Money that arrived at exactly the moment it was needed most: after a bereavement, a cancer diagnosis, or an injury that stopped someone earning. Across the year, that added up to £7.84 billion [1]. If you've ever wondered [...]
There's a lot of noise around Later Life Lending — headlines about rates, regulation, and market data. But behind every number is a real person making a real decision about their home and their family. The Equity Release Council keeps a case study archive [1] of stories shared by real customers through their [...]
For all the talk of AI tools and comparison sites reshaping financial services, the latest data on the UK mortgage market tells a different story: human advice still matters, and it matters more than ever. If you're navigating a purchase or remortgage yourself, this is exactly the kind of support we're here to [...]
By now you'll have seen the news: Andy Burnham took office as Prime Minister on 20 July, becoming the UK's seventh PM in a decade. A change like this always brings a wave of questions from clients, so this month's newsletter is dedicated to cutting through the headlines and focusing on what actually [...]
How do you treat your insurance’s renewal email? It could be costing you more than you think — in some cases, twice over. Here's what's really going on, and why five minutes of checking now could save you a lot more than money down the line. The FCA's 2020 market study found that [...]
The NHS Is Fighting Back, But the Wait Is Still Real The NHS has just had its best year on record for elective care, with waiting lists at a 3.5-year low and the number of year-long waiters almost halved. But the median wait to start treatment still sits at 11.9 weeks. Well above [...]
