Before you get a new insurance policy… Read this first

2025-12-02T15:11:11+00:00November 26th, 2025|Accident, sickness and unemployment insurance, Buildings & contents insurance, Critical illness cover, Financial Tips, General tips, Income protection, Insurance, Life insurance, Private medical insurance|

Choosing the Right Insurance Can Feel Overwhelming When it comes to protecting yourself and your family, choosing the right insurance can feel a bit overwhelming. There are so many options. Life cover, income protection, critical illness, and health insurance – every provider seems to promise something different. Did you know that nearly one [...]

Could your Insurance be outdated for your current life stage?

2025-10-20T11:28:52+00:00October 20th, 2025|Accident, sickness and unemployment insurance, Buildings & contents insurance, Critical illness cover, Family finances, Financial Tips, General tips, Income protection, Insurance, Life insurance, Private medical insurance|

Understanding how your insurance needs change over time is key to maintaining financial security for yourself and your loved ones. Life Insurance, Critical Illness Cover, and Income Protection are not “set and forget” products — they need to evolve as your life circumstances change. Here’s a stage-by-stage guide to how coverage requirements typically [...]

Why skipping life cover could be the biggest risk you take

2025-09-29T08:32:24+00:00September 29th, 2025|Financial Tips, Income protection, Insurance, Life insurance, Mortgage payment protection insurance|

Life is unpredictable, and the thought of what would happen to your loved ones if you were no longer around can be a source of real anxiety. Recent research highlights just how widespread these worries are across the UK. The study found that a significant number of adults often think about the financial [...]

When might an Insurer not pay a claim?

2025-09-29T08:28:24+00:00September 29th, 2025|Accident, sickness and unemployment insurance, Buildings & contents insurance, Critical illness cover, Family finances, Financial Tips, General tips, Holiday saving tips, Income protection, Insurance, Life insurance|

We often get asked, when might an insurer not pay a claim? I understand how frustrating it can be when a claim is denied. While insurance is designed to provide financial protection, there are specific circumstances under which a claim may not be paid out. We’ve put together a fact sheet to help [...]

Understanding Protection vs Insurance: What’s the difference?

2025-09-02T12:08:49+00:00August 29th, 2025|Buildings & contents insurance, Critical illness cover, Family finances, Financial Tips, Income protection, Insurance, Life insurance|

You’ve probably heard terms like life insurance or critical illness insurance… but sometimes people call them protection. Are they the same thing? In financial planning, the two words often get used interchangeably — but they’re not quite identical. Here’s a quick overview (and remember, a chat with us will give you tailored advice [...]

Not all Income Protection is equal – Here’s why

2025-06-17T14:16:02+00:00June 17th, 2025|Buildings & contents insurance, Critical illness cover, Financial Tips, General tips, Income protection, Insurance, Life insurance, Mortgage payment protection insurance, Private medical insurance|

Life can be unpredictable, and depending on your line of work, if illness or injury stops you from working, your income can change overnight. That’s where income protection insurance comes in. Offering a financial safety net when you need it most. We are specialised in helping people with income protection. We’re here to [...]

Don’t let a bargain policy leave you uncovered

2025-06-17T14:13:13+00:00June 17th, 2025|Buildings & contents insurance, Critical illness cover, Financial Tips, General tips, Income protection, Insurance, Life insurance, Mortgage payment protection insurance, Private medical insurance|

When it comes to buying insurance, whether for your car, home, health, or income, it’s tempting to focus on price. After all, who doesn’t want to save money? But while a cheaper premium may look appealing upfront, it could cost you far more in the long run. if the policy doesn’t do what [...]

Maximise the value of your adviser: What you should be asking

2025-06-03T14:25:37+00:00May 19th, 2025|Buildings & contents insurance, Critical illness cover, Financial Tips, First time buyer, General tips, Income protection, Insurance, Life insurance, Mortgage, Mortgage payment protection insurance, Private medical insurance, Remortgage, Self-employed|

Did you know that an advisor (that’s us!) is here to help you? We are knowledgeable in so many aspects, from mortgages and insurance to protection products. Just ask us and let’s see how we can help. Problem solving: That's what we're all about. Let us help you get the most from your [...]

Summer is nearly here! Is your financial protection in place?

2025-04-23T11:08:18+00:00April 23rd, 2025|Critical illness cover, Family finances, Financial Tips, General tips, Holiday saving tips, Income protection, Insurance, Life insurance, Private medical insurance|

Garden BBQs, beach getaways, and spontaneous weekends in the Cotswolds—summer’s all about making memories. But while you're soaking up the sunshine, it's also worth checking in on your financial safety nets. Because true peace of mind means knowing you're protected for whatever life throws your way. Whether you’re self-employed, supporting a family, or [...]

Top insurance mistakes most buyers overlook and how to avoid them

2025-04-23T10:31:28+00:00April 23rd, 2025|Critical illness cover, Financial Tips, General tips, Holiday saving tips, Income protection, Insurance, Life insurance|

General insurance—whether it’s for your car, home, health, or travel—acts as a crucial financial safety net. But buying the wrong policy or overlooking key details can leave you exposed when you need protection the most. To help you make a smarter, more informed decision, we’ve outlined the top five mistakes people often make [...]